ProHost USA: Restaurant insurance, liquor insurance and workers compensation coverage

ProHost Catering Insurance

Availability: Most States

Eligibility: Off-Premises Caterers including Restaurants with Off-Premises Catering

Program features:

  • Liquor liability coverage is included in most states.
  • Commercial Auto coverage will be considered in conjunction with the package.
  • New ventures are eligible.
  • ProHost exclusive.
  • Coverage is written on an admitted basis with an “A” rated carrier.
  • Accounts that are 100% off-premises catering or a combination of restaurant and catering will be considered.
  • Minimum premium $5,000.
  • Employment Practices Liability coverage endorsement available for most accounts.

Not eligible:

  • Caterers that specialize in weddings
  • Banquet Halls
  • Liquor sales over 40% of total receipts

Equipment Breakdown Insurance Sales Kit
Submission Requirements:

  • ACORD applications
  • ProHost Restaurant Supplemental Questionnaire
  • 4 years’ currently-valued carrier loss runs
  • Copy of standard catering contract

Downloads:


ProHost USA: Restaurant insurance, liquor insurance and workers compensation coverage